Budget

debt snowball vs debt avalanche

How To Get Out Of Debt: Paying Off Debt with The Debt Snowball

We all hate being in debt, yet most of us find ourselves there at some point in our lives. Whether it’s student loans, mortgage, credit cards, payday loans or anything in between. When we find ourselves drowning in debt we start scouring the internet for all sorts of debt payoff solutions. Inevitably, we see the …

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happy hour

How to Maintain a Social Life While Aiming for FI

The journey to financial independence isn’t for everyone. Convincing someone to save half their income isn’t always the most appealing, it would go against everything they have ever known. We are taught a 10% savings rate is ideal so why go above that? We are taught to retire at 67, it’s not attainable or sustainable …

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Wedding Bills

You know your wedding day is the best day of your life, right? Well, that’s what they tell you anyway. At a minimum, it’s a day you will never forget. Is it worth it though? Is it worth the cost, and when I say cost, I don’t only mean money. It will cost you time, …

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2019 Goals

2019 FI Resolutions

This site contains affiliate links to products. We may receive a commission for purchases made through these links. 2018 was the start of our journey. Was it perfect? No. But it was eye-opening, check out our post explaining why. Here we are at the beginning of 2019 getting ready to start again, this time with …

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Savings

4 reasons we missed our 2018 savings goal and why 2019 will be different.

When we introduced ourselves and the start of this blog we mentioned that we would document our mistakes… well here is our first one. And it was a rather big one. At the end of 2017, we started our FI journey and went through our budget and thought we can easily cut back and increase …

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